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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,561 | $89,370-56.9% | $141,197-72.7% | $72,976-47.2% |
| Participation rate | 96.3% | 75.1%+21.2pp | 82.5%+13.8pp | 69.5%+26.8pp |
| Annual return | 29.81% | 111.88%-82.1pp | 71.41%-41.6pp | 81.02%-51.2pp |
| Employer contribution / active EE | $6,135 | $3,115+97.0% | $4,736+29.5% | $2,440+151.4% |
| Participant deferral / active EE | $9,380 | $5,419+73.1% | $6,710+39.8% | $3,608+160.0% |
| Admin fee / account holder | $2,113 | $5,957-64.5% | $10,265-79.4% | $5,124-58.8% |