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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,799 | $84,527-54.1% | $67,711-42.7% | $125,392-69.1% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | -8.63% | 2.57%-11.2pp | 25.41%-34.0pp | 282.23%-290.9pp |
| Employer contribution / active EE | $18,171 | $3,292+452.0% | $2,559+610.0% | $4,866+273.4% |
| Participant deferral / active EE | $11,350 | $4,429+156.2% | $3,585+216.6% | $5,351+112.1% |
| Admin fee / account holder | $4,040 | $5,340-24.3% | $4,255-5.0% | $9,541-57.7% |