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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,744 | $95,188+63.6% | $76,518+103.5% | $135,380+15.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -7.24% | 4.85%-12.1pp | -0.27%-7.0pp | 519.81%-527.0pp |
| Employer contribution / active EE | $24,650 | $3,303+646.4% | $2,647+831.1% | $4,779+415.8% |
| Participant deferral / active EE | $15,850 | $4,640+241.6% | $3,836+313.2% | $5,609+182.6% |
| Admin fee / account holder | $1,697 | $6,249-72.9% | $4,849-65.0% | $10,828-84.3% |