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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,945 | $109,411-40.6% | $89,435-27.4% | $158,982-59.1% |
| Participation rate | 50.0% | 74.3%-24.3pp | 68.0%-18.0pp | 82.0%-32.0pp |
| Annual return | 8.78% | 345.68%-336.9pp | 245.55%-236.8pp | 302.99%-294.2pp |
| Employer contribution / active EE | $2,300 | $3,173-27.5% | $2,587-11.1% | $4,763-51.7% |
| Participant deferral / active EE | $17,200 | $4,600+273.9% | $3,890+342.1% | $5,983+187.5% |
| Admin fee / account holder | $205,771 | $6,159+3241.1% | $4,884+4112.8% | $11,252+1728.8% |