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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,304 | $135,956-49.0% | $123,894-44.1% | $273,972-74.7% |
| Participation rate | 70.6% | 84.1%-13.5pp | 81.4%-10.8pp | 83.0%-12.4pp |
| Annual return | 1.55% | 56.63%-55.1pp | 47.52%-46.0pp | 41.46%-39.9pp |
| Employer contribution / active EE | $4,109 | $5,170-20.5% | $4,617-11.0% | $4,869-15.6% |
| Participant deferral / active EE | $2,125 | $6,343-66.5% | $5,984-64.5% | $5,287-59.8% |
| Admin fee / account holder | $62,657 | $9,817+538.2% | $8,357+649.7% | $10,133+518.4% |