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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,934 | $148,629+31.8% | $135,982+44.1% | $139,487+40.5% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 16.39% | 79.33%-62.9pp | 68.32%-51.9pp | 373.84%-357.5pp |
| Employer contribution / active EE | $4,647 | $5,247-11.4% | $4,859-4.4% | $4,755-2.3% |
| Participant deferral / active EE | $3,756 | $8,102-53.6% | $7,760-51.6% | $6,713-44.1% |
| Admin fee / account holder | $2,191 | $12,406-82.3% | $10,767-79.7% | $11,407-80.8% |