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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,051 | $165,399-30.4% | $149,745-23.2% | $158,982-27.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.17% | 348.34%-334.2pp | 276.72%-262.6pp | 302.99%-288.8pp |
| Employer contribution / active EE | $5,703 | $5,105+11.7% | $4,646+22.8% | $4,763+19.7% |
| Participant deferral / active EE | $6,397 | $7,183-10.9% | $6,843-6.5% | $5,983+6.9% |
| Admin fee / account holder | $3,457 | $10,811-68.0% | $9,312-62.9% | $11,252-69.3% |