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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC Service code 27 1 BEACON ST. FLOOR 22 · BOSTON, MA 021083107 | Advisory (Plan) | $51,710 |
Service code 15 · EIN 48-1205033 | Recordkeeping | $30,666 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,092 | $78,275-64.1% | $109,163-74.3% | $86,813-67.6% |
| Participation rate | 83.8% | 73.8%+10.0pp | 75.9%+8.0pp | 72.3%+11.5pp |
| Annual return | 17.96% | 19.14%-1.2pp | 25.75%-7.8pp | 97.93%-80.0pp |
| Employer contribution / active EE | $1,870 | $3,105-39.8% | $3,723-49.8% | $2,406-22.3% |
| Participant deferral / active EE | $4,413 | $3,641+21.2% | $4,654-5.2% | $4,131+6.8% |
| Admin fee / account holder | $267 | $198+34.8% | $6,754-96.0% | $170+57.7% |