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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 27 1 BEACON ST. FLOOR 22 · BOSTON, MA 021083107 | Advisory (Plan) | $37,351 |
Service code 15 · EIN 48-1205033 | Recordkeeping | $17,590 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,159 | $91,517-81.2% | $101,275-83.1% | $73,412-76.6% |
| Participation rate | 83.6% | 73.8%+9.8pp | 75.8%+7.8pp | 72.2%+11.5pp |
| Annual return | 30.86% | 17.17%+13.7pp | 46.48%-15.6pp | 59.30%-28.4pp |
| Employer contribution / active EE | $1,625 | $2,877-43.5% | $3,660-55.6% | $2,234-27.3% |
| Participant deferral / active EE | $3,666 | $3,338+9.8% | $4,371-16.1% | $3,806-3.7% |
| Admin fee / account holder | $148 | $216-31.2% | $5,948-97.5% | $158-6.0% |