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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,203 | $56,443-90.8% | $83,831-93.8% | $55,725-90.7% |
| Participation rate | 65.9% | 72.0%-6.2pp | 76.1%-10.3pp | 70.9%-5.0pp |
| Annual return | 0.00% | 393.67%-393.7pp | 850.99%-851.0pp | 244.93%-244.9pp |
| Employer contribution / active EE | $751 | $2,682-72.0% | $3,631-79.3% | $2,078-63.8% |
| Participant deferral / active EE | $1,699 | $2,965-42.7% | $4,082-58.4% | $3,356-49.4% |
| Admin fee / account holder | $93 | $156-40.6% | $5,479-98.3% | $115-19.5% |