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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,674 | $65,434-53.1% | $98,483-68.9% | $85,847-64.3% |
| Participation rate | 61.4% | 65.0%-3.6pp | 73.3%-11.9pp | 69.3%-7.9pp |
| Annual return | 15.46% | 21.75%-6.3pp | 1494.38%-1478.9pp | 318.61%-303.1pp |
| Employer contribution / active EE | $860 | $2,169-60.3% | $2,961-71.0% | $2,565-66.5% |
| Participant deferral / active EE | $1,118 | $3,168-64.7% | $4,276-73.9% | $3,952-71.7% |
| Admin fee / account holder | $246 | $4,595-94.6% | $5,953-95.9% | $6,261-96.1% |