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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,261 | $60,139-59.7% | $90,461-73.2% | $79,856-69.6% |
| Participation rate | 69.2% | 65.0%+4.2pp | 72.7%-3.5pp | 69.6%-0.4pp |
| Annual return | 12.45% | 71.96%-59.5pp | 1294.76%-1282.3pp | 31.71%-19.3pp |
| Employer contribution / active EE | $898 | $2,069-56.6% | $3,264-72.5% | $2,471-63.6% |
| Participant deferral / active EE | $1,177 | $2,939-59.9% | $3,964-70.3% | $3,741-68.5% |
| Admin fee / account holder | $580 | $3,978-85.4% | $5,617-89.7% | $5,306-89.1% |