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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,890 | $53,128-72.0% | $86,582-82.8% | $70,126-78.8% |
| Participation rate | 63.0% | 65.3%-2.3pp | 73.5%-10.6pp | 69.5%-6.6pp |
| Annual return | 16.15% | 27.66%-11.5pp | 965.08%-948.9pp | 73.15%-57.0pp |
| Employer contribution / active EE | $641 | $2,068-69.0% | $2,839-77.4% | $2,343-72.6% |
| Participant deferral / active EE | $879 | $2,695-67.4% | $3,609-75.6% | $3,332-73.6% |
| Admin fee / account holder | $425 | $3,584-88.1% | $4,904-91.3% | $4,645-90.8% |