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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,124 | $54,763-65.1% | $90,324-78.8% | $72,976-73.8% |
| Participation rate | 64.8% | 65.2%-0.3pp | 73.3%-8.5pp | 69.5%-4.7pp |
| Annual return | 20.16% | 30.63%-10.5pp | 78.15%-58.0pp | 81.02%-60.9pp |
| Employer contribution / active EE | $758 | $2,093-63.8% | $2,856-73.5% | $2,440-68.9% |
| Participant deferral / active EE | $1,082 | $2,887-62.5% | $3,885-72.2% | $3,608-70.0% |
| Admin fee / account holder | $492 | $3,973-87.6% | $5,356-90.8% | $5,124-90.4% |