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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,210 | $58,311-46.5% | $81,882-61.9% | $80,959-61.4% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 16.86% | 41.85%-25.0pp | 779.47%-762.6pp | 35.67%-18.8pp |
| Employer contribution / active EE | $1,504 | $2,347-35.9% | $2,916-48.4% | $2,757-45.4% |
| Participant deferral / active EE | $2,687 | $3,287-18.3% | $4,323-37.8% | $4,300-37.5% |
| Admin fee / account holder | $1,659 | $4,752-65.1% | $7,360-77.5% | $6,925-76.0% |