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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,857 | $114,073-78.2% | $96,161-74.2% | $167,518-85.2% |
| Participation rate | 69.2% | 75.1%-5.8pp | 68.4%+0.8pp | 82.1%-12.9pp |
| Annual return | 14.54% | 189.95%-175.4pp | 192.01%-177.5pp | 478.71%-464.2pp |
| Employer contribution / active EE | $1,042 | $3,428-69.6% | $2,798-62.8% | $4,838-78.5% |
| Participant deferral / active EE | $2,931 | $5,195-43.6% | $4,349-32.6% | $6,342-53.8% |
| Admin fee / account holder | $46 | $6,899-99.3% | $5,538-99.2% | $12,312-99.6% |