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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,326 | $104,937-83.5% | $84,628-79.5% | $152,897-88.7% |
| Participation rate | 60.0% | 74.8%-14.8pp | 68.2%-8.2pp | 82.5%-22.5pp |
| Annual return | 21.31% | 373.88%-352.6pp | 258.80%-237.5pp | 345.43%-324.1pp |
| Employer contribution / active EE | $1,243 | $3,303-62.4% | $2,653-53.1% | $4,764-73.9% |
| Participant deferral / active EE | $2,057 | $4,690-56.1% | $3,900-47.3% | $5,851-64.9% |
| Admin fee / account holder | $4,316 | $6,243-30.9% | $4,914-12.2% | $11,599-62.8% |