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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,823 | $95,188-88.6% | $76,518-85.9% | $135,380-92.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | 1.43% | 4.85%-3.4pp | -0.27%+1.7pp | 519.81%-518.4pp |
| Employer contribution / active EE | $2,273 | $3,303-31.2% | $2,647-14.1% | $4,779-52.4% |
| Participant deferral / active EE | $3,541 | $4,640-23.7% | $3,836-7.7% | $5,609-36.9% |
| Admin fee / account holder | $517 | $6,249-91.7% | $4,849-89.3% | $10,828-95.2% |