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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,499 | $100,073-67.5% | $85,126-61.8% | $145,877-77.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.56% | 84.11%-72.6pp | 66.63%-55.1pp | 551.28%-539.7pp |
| Employer contribution / active EE | $1,783 | $3,236-44.9% | $2,731-34.7% | $4,663-61.8% |
| Participant deferral / active EE | $5,984 | $5,294+13.0% | $4,523+32.3% | $6,691-10.6% |
| Admin fee / account holder | $910 | $7,261-87.5% | $6,160-85.2% | $13,402-93.2% |