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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,336 | $93,098-87.8% | $77,081-85.3% | $134,509-91.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -14.05% | 62.63%-76.7pp | 42.33%-56.4pp | 418.13%-432.2pp |
| Employer contribution / active EE | $1,019 | $3,419-70.2% | $2,813-63.8% | $4,741-78.5% |
| Participant deferral / active EE | $5,590 | $5,239+6.7% | $4,428+26.2% | $6,400-12.7% |
| Admin fee / account holder | $1,056 | $6,945-84.8% | $5,427-80.5% | $11,427-90.8% |