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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,495 | $37,428-80.0% | $77,498-90.3% | $79,860-90.6% |
| Participation rate | 34.8% | 41.5%-6.7pp | 54.2%-19.3pp | 69.6%-34.8pp |
| Annual return | 11.66% | 39.71%-28.0pp | 54.79%-43.1pp | 31.72%-20.1pp |
| Employer contribution / active EE | $386 | $637-39.4% | $987-60.9% | $2,471-84.4% |
| Participant deferral / active EE | $931 | $1,260-26.1% | $1,861-50.0% | $3,740-75.1% |
| Admin fee / account holder | $149 | $2,505-94.0% | $2,858-94.8% | $5,306-97.2% |