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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,496 | $29,667-41.0% | $56,441-69.0% | $80,874-78.4% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.6%-67.6pp |
| Annual return | 12.60% | 35.22%-22.6pp | 1704.21%-1691.6pp | 35.62%-23.0pp |
| Employer contribution / active EE | $824 | $669+23.1% | $1,039-20.7% | $2,756-70.1% |
| Participant deferral / active EE | $1,846 | $1,227+50.5% | $1,953-5.5% | $4,297-57.0% |
| Admin fee / account holder | $892 | $2,429-63.3% | $2,829-68.5% | $6,935-87.1% |