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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,036 | $27,639-63.7% | $61,501-83.7% | $68,490-85.3% |
| Participation rate | 38.5% | 39.5%-1.1pp | 52.6%-14.1pp | 67.9%-29.4pp |
| Annual return | -20.48% | -13.19%-7.3pp | 339.04%-359.5pp | -7.85%-12.6pp |
| Employer contribution / active EE | $552 | $696-20.6% | $1,160-52.4% | $2,597-78.7% |
| Participant deferral / active EE | $993 | $1,264-21.4% | $2,125-53.3% | $4,028-75.3% |
| Admin fee / account holder | $723 | $2,012-64.1% | $2,132-66.1% | $5,403-86.6% |