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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $43,430 |
Service code 49 · EIN 52-2114207 | Other Services | $16,644 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,025 | $78,197+21.5% | $98,090-3.1% | $82,637+15.0% |
| Participation rate | 93.8% | 77.5%+16.4pp | 81.5%+12.3pp | 68.1%+25.8pp |
| Annual return | 18.56% | 40.25%-21.7pp | 37.05%-18.5pp | 53.51%-34.9pp |
| Employer contribution / active EE | $6,367 | $2,605+144.5% | $3,606+76.6% | $2,552+149.5% |
| Participant deferral / active EE | $17,486 | $6,636+163.5% | $7,845+122.9% | $4,126+323.8% |
| Admin fee / account holder | $362 | $14,832-97.6% | $11,815-96.9% | $7,339-95.1% |