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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,374 | $58,600-78.9% | $83,327-85.1% | $64,173-80.7% |
| Participation rate | 80.7% | 72.0%+8.7pp | 77.8%+2.9pp | 69.6%+11.1pp |
| Annual return | -0.33% | 9.66%-10.0pp | 10.64%-11.0pp | 7.63%-8.0pp |
| Employer contribution / active EE | $2,120 | $2,098+1.0% | $3,379-37.3% | $2,381-11.0% |
| Participant deferral / active EE | $5,392 | $4,656+15.8% | $5,565-3.1% | $3,470+55.4% |
| Admin fee / account holder | $1,070 | $9,282-88.5% | $7,540-85.8% | $4,887-78.1% |