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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,375 | $63,365-66.3% | $91,994-76.8% | $72,975-70.7% |
| Participation rate | 67.0% | 72.5%-5.5pp | 78.6%-11.6pp | 69.5%-2.5pp |
| Annual return | 37.68% | 35.35%+2.3pp | 69.04%-31.4pp | 81.01%-43.3pp |
| Employer contribution / active EE | $2,014 | $2,116-4.8% | $3,453-41.7% | $2,440-17.5% |
| Participant deferral / active EE | $5,313 | $4,883+8.8% | $5,924-10.3% | $3,608+47.3% |
| Admin fee / account holder | $1,143 | $4,670-75.5% | $7,744-85.2% | $5,124-77.7% |