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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,466 | $108,695-88.5% | $74,722-83.3% | $152,897-91.8% |
| Participation rate | 28.6% | 65.4%-36.8pp | 54.5%-25.9pp | 82.5%-53.9pp |
| Annual return | 23.82% | 114.11%-90.3pp | 753.11%-729.3pp | 345.43%-321.6pp |
| Employer contribution / active EE | $290 | $1,504-80.7% | $1,084-73.2% | $4,764-93.9% |
| Participant deferral / active EE | $947 | $2,712-65.1% | $1,963-51.8% | $5,851-83.8% |
| Admin fee / account holder | $1,033 | $4,906-79.0% | $3,335-69.0% | $11,599-91.1% |