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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,033 | $108,212-84.3% | $77,513-78.0% | $158,966-89.3% |
| Participation rate | 7.1% | 64.4%-57.3pp | 54.2%-47.0pp | 82.0%-74.8pp |
| Annual return | 14.18% | 31.67%-17.5pp | 54.81%-40.6pp | 302.95%-288.8pp |
| Employer contribution / active EE | $93 | $1,325-93.0% | $987-90.6% | $4,762-98.1% |
| Participant deferral / active EE | $544 | $2,455-77.9% | $1,861-70.8% | $5,983-90.9% |
| Admin fee / account holder | $1,437 | $3,709-61.3% | $2,859-49.7% | $11,250-87.2% |