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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,886 | $35,183-77.6% | $73,550-89.3% | $70,126-88.8% |
| Participation rate | 25.9% | 42.9%-17.0pp | 54.9%-29.0pp | 69.5%-43.6pp |
| Annual return | 16.59% | 26.90%-10.3pp | -15.16%+31.8pp | 73.15%-56.6pp |
| Employer contribution / active EE | $229 | $709-67.6% | $1,219-81.2% | $2,343-90.2% |
| Participant deferral / active EE | $783 | $1,220-35.8% | $1,804-56.6% | $3,332-76.5% |
| Admin fee / account holder | $2,353 | $2,302+2.2% | $2,320+1.5% | $4,645-49.3% |