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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,713 | $111,814-51.1% | $103,378-47.1% | $145,978-62.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.47% | 24.80%-9.3pp | 24.91%-9.4pp | 550.52%-535.0pp |
| Employer contribution / active EE | $1,480 | $4,215-64.9% | $3,870-61.8% | $4,662-68.2% |
| Participant deferral / active EE | $7,141 | $5,618+27.1% | $5,058+41.2% | $6,690+6.7% |
| Admin fee / account holder | $1,588 | $9,764-83.7% | $8,401-81.1% | $13,400-88.1% |