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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,328 | $106,267-60.2% | $96,520-56.1% | $139,456-69.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 20.22% | 38.45%-18.2pp | 35.72%-15.5pp | 373.45%-353.2pp |
| Employer contribution / active EE | $1,428 | $4,105-65.2% | $3,739-61.8% | $4,753-69.9% |
| Participant deferral / active EE | $6,293 | $5,454+15.4% | $4,879+29.0% | $6,711-6.2% |
| Admin fee / account holder | $1,156 | $7,882-85.3% | $6,733-82.8% | $11,407-89.9% |