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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,567 | $97,732-84.1% | $83,831-81.4% | $135,380-88.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -0.24% | 1287.56%-1287.8pp | 850.99%-851.2pp | 519.81%-520.0pp |
| Employer contribution / active EE | $3,084 | $4,222-27.0% | $3,631-15.1% | $4,779-35.5% |
| Participant deferral / active EE | $4,719 | $4,683+0.8% | $4,082+15.6% | $5,609-15.9% |
| Admin fee / account holder | $874 | $6,675-86.9% | $5,479-84.1% | $10,828-91.9% |