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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,119 | $61,166-68.7% | $185,849-89.7% | $79,391-75.9% |
| Participation rate | 47.7% | 66.6%-18.9pp | 81.7%-34.0pp | 70.7%-23.0pp |
| Annual return | 46.38% | 19.45%+26.9pp | 122.10%-75.7pp | 116.88%-70.5pp |
| Employer contribution / active EE | $494 | $2,321-78.7% | $5,169-90.4% | $2,428-79.6% |
| Participant deferral / active EE | $2,090 | $2,789-25.1% | $5,569-62.5% | $4,046-48.4% |
| Admin fee / account holder | $928 | $710+30.7% | $16,244-94.3% | $627+48.0% |