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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,873 | $55,446-55.1% | $155,574-84.0% | $74,429-66.6% |
| Participation rate | 51.5% | 61.9%-10.4pp | 78.2%-26.7pp | 67.2%-15.7pp |
| Annual return | 20.54% | 269.20%-248.7pp | 64.87%-44.3pp | 1368.38%-1347.8pp |
| Employer contribution / active EE | $856 | $2,266-62.2% | $4,676-81.7% | $2,625-67.4% |
| Participant deferral / active EE | $3,322 | $2,836+17.1% | $5,629-41.0% | $4,348-23.6% |
| Admin fee / account holder | $3,401 | $1,743+95.1% | $15,914-78.6% | $1,944+74.9% |