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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,777 | $61,356-69.4% | $149,696-87.5% | $71,511-73.7% |
| Participation rate | 61.4% | 62.5%-1.1pp | 78.8%-17.4pp | 67.9%-6.5pp |
| Annual return | 24.85% | 35.86%-11.0pp | 134.46%-109.6pp | 28.86%-4.0pp |
| Employer contribution / active EE | $767 | $2,382-67.8% | $4,821-84.1% | $2,589-70.4% |
| Participant deferral / active EE | $3,297 | $2,920+12.9% | $5,682-42.0% | $4,291-23.2% |
| Admin fee / account holder | $1,411 | $1,263+11.7% | $13,212-89.3% | $1,588-11.2% |