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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,776 | $102,595-57.3% | $94,057-53.5% | $154,746-71.7% |
| Participation rate | 91.7% | 76.0%+15.7pp | 73.3%+18.3pp | 80.7%+11.0pp |
| Annual return | 15.28% | 583.42%-568.1pp | 480.62%-465.3pp | 172.34%-157.1pp |
| Employer contribution / active EE | $1,794 | $3,147-43.0% | $2,933-38.8% | $4,379-59.0% |
| Participant deferral / active EE | $3,815 | $5,118-25.5% | $4,709-19.0% | $6,730-43.3% |
| Admin fee / account holder | $1,458 | $7,736-81.2% | $7,244-79.9% | $14,365-89.9% |