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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,776 | $72,071-39.3% | $68,368-36.0% | $137,256-68.1% |
| Participation rate | 91.7% | 76.2%+15.4pp | 73.8%+17.9pp | 80.0%+11.7pp |
| Annual return | 15.28% | 353.14%-337.9pp | 292.57%-277.3pp | 220.34%-205.1pp |
| Employer contribution / active EE | $1,794 | $2,788-35.6% | $2,649-32.3% | $4,156-56.8% |
| Participant deferral / active EE | $3,815 | $4,410-13.5% | $4,123-7.5% | $6,407-40.5% |
| Admin fee / account holder | $1,458 | $5,336-72.7% | $5,150-71.7% | $12,270-88.1% |