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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,726 | $103,000-94.4% | $90,300-93.7% | $152,885-96.3% |
| Participation rate | 92.3% | 75.9%+16.4pp | 73.3%+19.0pp | 82.5%+9.9pp |
| Annual return | 21.87% | 95.19%-73.3pp | 78.11%-56.2pp | 345.39%-323.5pp |
| Employer contribution / active EE | $1,301 | $3,138-58.5% | $2,854-54.4% | $4,763-72.7% |
| Participant deferral / active EE | $2,523 | $4,281-41.1% | $3,884-35.0% | $5,851-56.9% |
| Admin fee / account holder | $940 | $6,173-84.8% | $5,353-82.4% | $11,598-91.9% |