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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,450 | $96,388+1.1% | $80,627+20.9% | $139,466-30.1% |
| Participation rate | 80.0% | 73.6%+6.4pp | 67.0%+13.0pp | 80.3%-0.3pp |
| Annual return | 17.11% | 1352.08%-1335.0pp | 936.76%-919.6pp | 373.66%-356.6pp |
| Employer contribution / active EE | $3,090 | $3,260-5.2% | $2,723+13.5% | $4,754-35.0% |
| Participant deferral / active EE | $9,400 | $5,224+79.9% | $4,443+111.6% | $6,712+40.1% |
| Admin fee / account holder | $1,020 | $6,603-84.5% | $5,381-81.0% | $11,409-91.1% |