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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,612 | $109,372-51.9% | $89,414-41.2% | $158,966-66.9% |
| Participation rate | 88.9% | 74.3%+14.6pp | 68.0%+20.9pp | 82.0%+6.9pp |
| Annual return | 19.24% | 345.55%-326.3pp | 245.50%-226.3pp | 302.95%-283.7pp |
| Employer contribution / active EE | $2,795 | $3,171-11.9% | $2,586+8.1% | $4,762-41.3% |
| Participant deferral / active EE | $7,471 | $4,598+62.5% | $3,890+92.1% | $5,983+24.9% |
| Admin fee / account holder | $540 | $6,156-91.2% | $4,883-88.9% | $11,250-95.2% |