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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,100 | $95,188-73.6% | $76,518-67.2% | $135,380-81.5% |
| Participation rate | 75.0% | 74.4%+0.6pp | 68.0%+7.0pp | 82.6%-7.6pp |
| Annual return | -16.49% | 4.85%-21.3pp | -0.27%-16.2pp | 519.81%-536.3pp |
| Employer contribution / active EE | $2,513 | $3,303-23.9% | $2,647-5.1% | $4,779-47.4% |
| Participant deferral / active EE | $8,050 | $4,640+73.5% | $3,836+109.9% | $5,609+43.5% |
| Admin fee / account holder | $324 | $6,249-94.8% | $4,849-93.3% | $10,828-97.0% |