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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,707 | $156,398-62.5% | $147,318-60.1% | $138,895-57.7% |
| Participation rate | 78.9% | 83.8%-4.8pp | 82.1%-3.1pp | 79.9%-1.0pp |
| Annual return | 29.03% | 78.75%-49.7pp | 70.43%-41.4pp | 145.39%-116.4pp |
| Employer contribution / active EE | $4,117 | $4,853-15.2% | $4,593-10.4% | $4,194-1.8% |
| Participant deferral / active EE | $6,214 | $8,237-24.6% | $7,906-21.4% | $6,396-2.8% |
| Admin fee / account holder | $2,643 | $14,976-82.3% | $13,708-80.7% | $12,562-79.0% |