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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,234 | $165,381-83.5% | $149,730-81.8% | $158,966-82.9% |
| Participation rate | 72.2% | 84.6%-12.4pp | 82.5%-10.3pp | 82.0%-9.7pp |
| Annual return | 32.30% | 348.29%-316.0pp | 276.70%-244.4pp | 302.95%-270.6pp |
| Employer contribution / active EE | $2,744 | $5,104-46.2% | $4,645-40.9% | $4,762-42.4% |
| Participant deferral / active EE | $4,395 | $7,182-38.8% | $6,843-35.8% | $5,983-26.5% |
| Admin fee / account holder | $1,739 | $10,809-83.9% | $9,310-81.3% | $11,250-84.5% |