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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,708 | $148,582-67.9% | $135,942-64.9% | $139,456-65.8% |
| Participation rate | 81.0% | 83.9%-2.9pp | 81.9%-1.0pp | 80.3%+0.6pp |
| Annual return | 36.99% | 79.26%-42.3pp | 68.28%-31.3pp | 373.45%-336.5pp |
| Employer contribution / active EE | $4,053 | $5,245-22.7% | $4,858-16.6% | $4,753-14.7% |
| Participant deferral / active EE | $6,386 | $8,101-21.2% | $7,759-17.7% | $6,711-4.8% |
| Admin fee / account holder | $7,325 | $12,402-40.9% | $10,764-31.9% | $11,407-35.8% |