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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,940 | $77,492-12.3% | $100,398-32.3% | $80,911-16.0% |
| Participation rate | 95.3% | 76.9%+18.4pp | 81.5%+13.8pp | 67.6%+27.7pp |
| Annual return | 8.02% | 37.23%-29.2pp | 49.32%-41.3pp | 35.63%-27.6pp |
| Employer contribution / active EE | $1,342 | $2,800-52.1% | $3,946-66.0% | $2,756-51.3% |
| Participant deferral / active EE | $5,925 | $6,817-13.1% | $8,084-26.7% | $4,297+37.9% |
| Admin fee / account holder | $1,496 | $5,892-74.6% | $7,893-81.0% | $6,935-78.4% |