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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,406 | $160,040-63.5% | $147,096-60.3% | $145,877-60.0% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 22.14% | 98.49%-76.4pp | 419.75%-397.6pp | 551.28%-529.1pp |
| Employer contribution / active EE | $2,403 | $5,289-54.6% | $4,936-51.3% | $4,663-48.5% |
| Participant deferral / active EE | $9,845 | $8,429+16.8% | $8,071+22.0% | $6,691+47.1% |
| Admin fee / account holder | $194 | $15,050-98.7% | $13,005-98.5% | $13,402-98.6% |