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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,562 | $138,102-85.1% | $125,381-83.6% | $134,532-84.7% |
| Participation rate | 42.9% | 84.5%-41.6pp | 82.4%-39.5pp | 81.2%-38.4pp |
| Annual return | -28.00% | 750.73%-778.7pp | 572.31%-600.3pp | 418.27%-446.3pp |
| Employer contribution / active EE | $1,824 | $5,245-65.2% | $4,815-62.1% | $4,741-61.5% |
| Participant deferral / active EE | $4,032 | $7,801-48.3% | $7,448-45.9% | $6,401-37.0% |
| Admin fee / account holder | $64 | $11,568-99.4% | $10,007-99.4% | $11,429-99.4% |