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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,777 | $148,623-77.9% | $135,974-75.9% | $139,466-76.5% |
| Participation rate | 57.1% | 83.9%-26.7pp | 81.9%-24.8pp | 80.3%-23.2pp |
| Annual return | 28.32% | 79.30%-51.0pp | 68.30%-40.0pp | 373.66%-345.3pp |
| Employer contribution / active EE | $1,989 | $5,246-62.1% | $4,859-59.1% | $4,754-58.2% |
| Participant deferral / active EE | $5,433 | $8,103-32.9% | $7,760-30.0% | $6,712-19.1% |
| Admin fee / account holder | $67 | $12,406-99.5% | $10,767-99.4% | $11,409-99.4% |