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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,846 | $88,778+4.6% | $81,844+13.4% | $145,884-36.4% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 11.75% | 1033.03%-1021.3pp | 778.87%-767.1pp | 551.85%-540.1pp |
| Employer contribution / active EE | $1,726 | $3,087-44.1% | $2,916-40.8% | $4,662-63.0% |
| Participant deferral / active EE | $6,229 | $4,648+34.0% | $4,323+44.1% | $6,690-6.9% |
| Admin fee / account holder | $11,710 | $8,430+38.9% | $7,355+59.2% | $13,392-12.6% |