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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,939 | $100,938-56.5% | $90,461-51.4% | $158,982-72.4% |
| Participation rate | 80.0% | 75.0%+5.0pp | 72.7%+7.3pp | 82.0%-2.0pp |
| Annual return | 11.26% | 1727.20%-1715.9pp | 1294.76%-1283.5pp | 302.99%-291.7pp |
| Employer contribution / active EE | $749 | $3,691-79.7% | $3,264-77.1% | $4,763-84.3% |
| Participant deferral / active EE | $4,620 | $4,350+6.2% | $3,964+16.5% | $5,983-22.8% |
| Admin fee / account holder | $2,742 | $6,510-57.9% | $5,617-51.2% | $11,252-75.6% |