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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,237 | $109,905-48.8% | $98,506-42.9% | $167,553-66.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 13.27% | 1960.20%-1946.9pp | 1494.92%-1481.7pp | 478.89%-465.6pp |
| Employer contribution / active EE | $1,311 | $3,226-59.4% | $2,961-55.7% | $4,840-72.9% |
| Participant deferral / active EE | $5,256 | $4,674+12.4% | $4,277+22.9% | $6,343-17.1% |
| Admin fee / account holder | $850 | $6,760-87.4% | $5,955-85.7% | $12,316-93.1% |